MULTI-STATE LICENSED PUBLIC ADJUSTERS
Your Insurance Company Has Their Adjuster.
Now You Have Yours.
When disaster hits your home or business, the insurance company sends an adjuster to protect its bottom line. We put a licensed public adjuster in your corner to document the loss, handle the carrier, and fight for every dollar you're owed.
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✓ Licensed Public Adjusters
✓ Multi-State Coverage
✓ No Recovery, No Fee
✓ 24-Hour Response
OUR SPECIALTY
We Specialize in Fire and Smoke Claims.
The flames are only half the claim. Smoke, soot and contaminants travel through the attic, the ductwork, the drywall and every item you own. Carriers routinely pay for the burned room and overlook the rest of the house.
Our fire team documents the full loss, inventories your contents, and pursues every coverage your policy provides, so you can rebuild the right way.
1 Structure, smoke and soot damage documented room by room
2 Full contents inventory, including items the carrier calls "cleanable"
3 Additional living expense while your home is unlivable
4 Code upgrades, debris removal and hidden damage pursued
FIRE • SMOKE
SOOT • CONTENTS
WHAT WE HANDLE
Every Major Property Claim, Start to Finish.
We represent homeowners, business owners and HOAs on new claims, underpaid claims and denied claims.
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Hurricane & Wind
Roof, siding, water intrusion and interior damage after a storm, documented before the carrier's adjuster sets the number.
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Fire & Smoke
Our specialty. Structure, contents, smoke and soot, and additional living expense.
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Hail Damage
Shingle, metal and tile roof damage that is easy to miss and easy for a carrier to call "wear and tear."
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Commercial & HOA
Large-loss and multi-building claims for business owners, property managers and associations.
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Water & Plumbing
Burst pipes, roof leaks and appliance failures. Flooring, drywall, cabinets and mold risk, pursued the right way.
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Denied or Underpaid
Already got a lowball offer or a denial letter? We review the policy and the file and reopen the conversation.
QUESTIONS
Straight Answers.
What does a public adjuster do?
A public adjuster is licensed by the state to represent you, the policyholder, on your property insurance claim. The insurance company's adjuster works for the insurance company. We work for you: we document the damage, prepare the estimate, file the claim and negotiate the settlement.
How much does it cost?
Nothing up front. Our fee is a percentage of the settlement we recover, set in writing before we start. If there is no recovery, there is no fee.
My claim was already denied or underpaid. Can you still help?
Yes. Many of our clients come to us after a denial or a low offer. We review the policy, the carrier's file and the damage, then reopen the claim or pursue a supplemental claim where the policy and state law allow it.
What types of claims do you handle?
Hurricane, wind, hail, water, fire and smoke, commercial property and large-loss claims. Fire and smoke claims are our specialty.
Where are you licensed?
Nations Public Adjusting is headquartered in Indialantic, Florida, and our adjusters hold public adjuster licenses in multiple states. Contact us and we will confirm coverage for your property.